:root {
  color-scheme: dark;
  --bg: #080d12; --surface: #0f161d; --surface-2: #151e27; --raised: #19252c;
  --text: #f1f5f4; --muted: #acb9c0; --subtle: #8f9fa9; --line: #29343c;
  --accent: #bbf4d0; --accent-ink: #122a1c; --accent-soft: #162c24; --secondary: #8fbed2;
  --header: #080d12ed; --sans: 'DM Sans', Arial, sans-serif; --display: 'Manrope', Arial, sans-serif;
}
html[data-theme="light"] {
  color-scheme: light;
  --bg: #f5f8f8; --surface: #fff; --surface-2: #e8eff0; --raised: #e0eae9;
  --text: #12272c; --muted: #4b6066; --subtle: #566b72; --line: #c8d6d8;
  --accent: #185d45; --accent-ink: #fff; --accent-soft: #e2f0e8; --secondary: #366d83;
  --header: #f5f8f8ed;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 110px; }
body { margin: 0; background: var(--bg); color: var(--text); font: 400 1rem/1.7 var(--sans); }
[hidden] { display: none !important; }
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
button { cursor: pointer; }
button, a, input, summary { -webkit-tap-highlight-color: transparent; }
a:focus-visible, button:focus-visible, input:focus-visible, summary:focus-visible, [tabindex]:focus-visible { outline: 3px solid var(--accent); outline-offset: 5px; }
button { color: inherit; }
img { display: block; width: 100%; object-fit: cover; }
svg { width: 24px; height: 24px; fill: none; stroke: currentColor; stroke-width: 1.5; }
h1, h2, h3, h4, p, figure { margin: 0; }
h1, h2, h3, h4 { font-family: var(--display); font-weight: 500; }
h2 { font-size: clamp(2.3rem, 3.65vw, 3.45rem); line-height: 1.16; letter-spacing: -.045em; }
h2 em, h1 em { font-family: Georgia, 'Times New Roman', serif; font-weight: 400; color: var(--accent); letter-spacing: -.045em; }
.container { width: min(1240px, calc(100% - 96px)); margin-inline: auto; }
.section { padding: 112px 0; }
section[id] { scroll-margin-top: 108px; }
.skip-link { position: fixed; z-index: 100; top: -90px; left: 20px; padding: 12px 20px; color: var(--accent-ink); background: var(--accent); }
.skip-link:focus { top: 10px; }
.eyebrow { display: flex; align-items: center; gap: 14px; font-size: .75rem; font-weight: 650; letter-spacing: .16em; line-height: 1.7; color: var(--accent); margin-bottom: 22px; }
.short-line { height: 1px; width: 32px; background: var(--accent); flex: 0 0 32px; }
.button { display: inline-flex; justify-content: center; align-items: center; min-height: 56px; padding: 15px 25px; border: 1px solid var(--accent); border-radius: 9px; background: var(--accent); color: var(--accent-ink); font-weight: 650; font-size: 1rem; line-height: 1.4; text-align: center; transition: transform .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); box-shadow: 0 7px 32px #96ecc420; }
.button-small { min-height: 44px; padding: 11px 22px; font-size: .875rem; border-radius: 7px; }
.button-full { width: 100%; margin-top: auto; }
.button-large { min-height: 62px; padding: 17px 36px; font-size: 1.0625rem; }
.text-link { display: inline-block; font-weight: 550; font-size: .9375rem; line-height: 1.6; border-bottom: 1px solid var(--subtle); padding-bottom: 5px; transition: color .2s, border-color .2s; }
.text-link:hover { color: var(--accent); border-color: var(--accent); }
.text-button { background: transparent; border: 0; padding: 0; font-weight: 600; font-size: .9375rem; line-height: 1.6; }
.text-button.text-link { border-bottom: 1px solid var(--subtle); padding-bottom: 5px; text-align: left; }
.icon-button { display: grid; place-items: center; width: 44px; height: 44px; padding: 10px; border: 1px solid var(--line); background: transparent; border-radius: 50%; color: var(--muted); }
.icon-button:hover { color: var(--accent); border-color: var(--accent); }

.site-header { position: sticky; top: 0; z-index: 30; background: var(--header); backdrop-filter: blur(16px); border-bottom: 1px solid var(--line); }
.header-inner { height: 92px; display: flex; align-items: center; gap: 38px; }
.brand { display: inline-flex; align-items: center; gap: 14px; flex-shrink: 0; }
.monogram { position: relative; display: grid; place-items: center; width: 47px; height: 47px; border: 1px solid var(--line); border-radius: 50%; font: 1.15rem Georgia, serif; color: var(--accent); letter-spacing: -1px; }
.monogram>img { width: 100%; height: 100%; border-radius: 50%; object-fit: cover; object-position: center 13%; filter: saturate(.88) contrast(1.06); }
.monogram>span { position: absolute; width: 6px; height: 6px; background: var(--accent); border-radius: 50%; right: 0; top: 4px; }
.brand-name { font: 650 1.0625rem/1.4 var(--display); letter-spacing: .2em; }
.brand-name>span { display: block; font: 400 .75rem/1.5 var(--sans); letter-spacing: .015em; color: var(--muted); }
.site-header nav { display: flex; align-items: center; justify-content: center; gap: 27px; margin-left: auto; font-size: .875rem; }
.site-header nav a { padding: 12px 0; color: var(--muted); }
.site-header nav a:hover { color: var(--accent); }
.header-actions { display: flex; align-items: center; gap: 13px; }
.menu-toggle { display: none; border-radius: 7px; }

.hero { position: relative; isolation: isolate; overflow: hidden; border-bottom: 1px solid var(--line); }
.ambient { position: absolute; pointer-events: none; z-index: -1; background: radial-gradient(ellipse at center, #2f9a7061 0, #217b6a2f 34%, transparent 68%); width: 780px; height: 720px; border-radius: 50%; filter: blur(2px); will-change: transform, opacity; animation: ambient-drift 13s ease-in-out infinite alternate; }
.ambient-one { top: -160px; right: -140px; }
.ambient-two { background: radial-gradient(ellipse at center, #347d9a45, transparent 65%); bottom: -400px; left: -240px; animation-delay: -5s; animation-duration: 18s; }
.hero-grid-lines { position: absolute; inset: -10% -4%; background-image: linear-gradient(to right, var(--line) 1px, transparent 1px); background-size: calc((100% - 96px) / 6) 100%; opacity: .16; z-index: -1; will-change: transform; animation: grid-glide 18s ease-in-out infinite alternate; }
.hero-layout { display: grid; grid-template-columns: 1.2fr 1fr; gap: 66px; align-items: center; padding-top: 87px; padding-bottom: 87px; }
.hero-copy { position: relative; z-index: 2; }
h1 { font-size: clamp(3.8rem, 6.35vw, 6rem); line-height: 1.02; letter-spacing: -.065em; }
h1 em { display: block; }
.hero-description { margin-top: 30px; max-width: 505px; color: var(--muted); font-size: 1.125rem; line-height: 1.8; }
.hero-actions { display: flex; align-items: center; gap: 30px; margin-top: 31px; flex-wrap: wrap; }
.cta-note { margin-top: 14px; font-size: .875rem; color: var(--subtle); }
.hero-topics { display: flex; gap: 17px; flex-wrap: wrap; margin-top: 43px; font-size: .875rem; color: var(--muted); }
.hero-topics span+span { border-left: 1px solid var(--line); padding-left: 17px; }
.hero-visual { position: relative; padding: 24px 8px 0 34px; }
.family-frame { position: relative; height: 480px; border-radius: 160px 160px 24px 24px; overflow: hidden; border: 1px solid #c7edcf3d; background: #1d3034; }
.family-frame>img { height: 100%; object-position: 47% 50%; filter: saturate(.75) brightness(.75); will-change: transform; animation: family-pan 14s ease-in-out infinite alternate; }
.family-frame:after { content: ''; position: absolute; inset: 0; background: linear-gradient(0deg, #071713ef, transparent 65%); }
.family-frame figcaption { position: absolute; z-index: 2; bottom: 54px; left: 35px; right: 25px; color: #f1f5f4; }
.family-frame figcaption>span { font-size: .75rem; letter-spacing: .11em; color: #c8e5d3; }
.family-frame figcaption p { font: 400 2.55rem/1.16 Georgia, serif; margin-top: 15px; }
.orbit { position: absolute; width: 490px; height: 490px; border: 1px solid #8fc8ac38; border-radius: 50%; top: 8px; left: -6px; z-index: -1; will-change: transform; animation: orbit-spin 20s linear infinite; }
.orbit:before { content: ''; position: absolute; width: 9px; height: 9px; top: -5px; left: calc(50% - 4px); border-radius: 50%; background: var(--accent); box-shadow: 0 0 20px 5px #9aebc078; }
.orbit-two { width: 550px; height: 550px; top: -18px; left: -30px; border-style: dashed; border-color: #8fc8ac29; animation-duration: 30s; animation-direction: reverse; }
.orbit-two:before { width: 7px; height: 7px; top: calc(50% - 3px); left: auto; right: -4px; background: var(--secondary); box-shadow: 0 0 18px 4px #8fbed266; }
.visual-note { position: relative; z-index: 3; display: flex; align-items: center; gap: 16px; width: min(100%, 430px); margin: 14px 0 0 auto; background: var(--surface-2); border: 1px solid var(--line); border-radius: 13px; padding: 18px 22px; box-shadow: 0 12px 50px #0003; }
.note-mark { font: 3rem/1 Georgia, serif; color: var(--accent); }
.visual-note strong { display: block; font: 600 1.125rem/1.4 var(--display); }
.visual-note div>span { display: block; font-size: .75rem; color: var(--muted); margin-top: 7px; }
.visual-caption { position: absolute; right: -23px; top: 30px; writing-mode: vertical-rl; font-size: .75rem; letter-spacing: .12em; color: var(--subtle); }
.hero-base { display: flex; justify-content: space-between; align-items: center; padding-block: 20px; border-top: 1px solid var(--line); gap: 20px; color: var(--subtle); font-size: .875rem; }
.motion-toggle { display: flex; align-items: center; gap: 9px; background: transparent; border: 0; color: var(--muted); font-size: .875rem; padding: 8px 0 8px 10px; }
.pause-symbol { font-weight: 700; color: var(--accent); }

.principles { background: var(--surface); border-bottom: 1px solid var(--line); }
.principle-grid { display: grid; grid-template-columns: repeat(3, 1fr); padding-block: 32px; }
.principle-grid>div { display: flex; align-items: flex-start; gap: 18px; padding: 0 25px; border-right: 1px solid var(--line); }
.principle-grid>div:first-child { padding-left: 0; }
.principle-grid>div:last-child { border: 0; padding-right: 0; }
.principle-grid>div>span { color: var(--accent); font-size: .8125rem; line-height: 1.8; }
.principle-grid p { color: var(--subtle); font-size: .875rem; line-height: 1.7; }
.principle-grid strong { display: block; font-weight: 550; color: var(--text); margin-bottom: 3px; }

.section-heading { display: grid; grid-template-columns: 1.5fr 1fr; gap: 70px; align-items: end; margin-bottom: 49px; }
.section-heading>p { max-width: 360px; margin: 0 0 6px auto; color: var(--muted); font-size: 1rem; line-height: 1.85; }
.explorer { background: var(--surface); border: 1px solid var(--line); border-radius: 19px; overflow: hidden; }
.explorer-top { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 24px 32px; border-bottom: 1px solid var(--line); }
.explorer-title { display: flex; align-items: center; gap: 11px; font-size: .75rem; letter-spacing: .13em; font-weight: 650; }
.small-square { width: 10px; height: 10px; border: 1px solid var(--accent); transform: rotate(45deg); }
.explorer-progress { display: flex; align-items: center; gap: 5px; font-size: .8125rem; color: var(--muted); }
.progress-marks { display: flex; gap: 4px; margin-left: 13px; }
.progress-marks i { height: 4px; width: 20px; background: var(--line); border-radius: 3px; }
.progress-marks i.seen { background: var(--accent); }
.product-tabs { display: grid; grid-template-columns: repeat(3, 1fr); padding: 0 32px; border-bottom: 1px solid var(--line); }
.product-tabs button { padding: 24px 15px; border: 0; background: transparent; border-bottom: 2px solid transparent; font-size: 1rem; font-weight: 550; color: var(--muted); line-height: 1.5; }
.product-tabs button span { color: var(--subtle); margin-right: 14px; font-size: .8125rem; font-weight: 400; }
.product-tabs button[aria-selected="true"] { color: var(--accent); border-color: var(--accent); }
.product-tabs button:hover { color: var(--text); background: var(--surface-2); }
.product-panel { padding: 38px; }
.panel-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 50px; align-items: stretch; }
.panel-kicker { display: block; font-size: .75rem; color: var(--accent); letter-spacing: .1em; margin-bottom: 18px; }
.panel-copy h3 { font-size: clamp(1.8rem, 2.4vw, 2.25rem); line-height: 1.25; letter-spacing: -.045em; margin-bottom: 19px; }
.panel-copy>p { color: var(--muted); font-size: 1rem; line-height: 1.8; }
.range-control { margin-top: 22px; }
.range-control>div { display: flex; justify-content: space-between; align-items: center; gap: 18px; margin-bottom: 8px; }
.range-control label { font-size: .875rem; color: var(--muted); line-height: 1.4; max-width: 270px; }
.range-control output { font-size: 1.0625rem; font-weight: 550; font-variant-numeric: tabular-nums; white-space: nowrap; }
input[type="range"] { --fill: 20%; appearance: none; width: 100%; height: 28px; margin: 0; background: transparent; cursor: pointer; display: block; touch-action: pan-y; }
input[type="range"]::-webkit-slider-runnable-track { height: 4px; border-radius: 5px; background: linear-gradient(to right, var(--accent) var(--fill), var(--line) var(--fill)); }
input[type="range"]::-moz-range-track { height: 4px; border-radius: 5px; background: var(--line); }
input[type="range"]::-moz-range-progress { height: 4px; border-radius: 5px; background: var(--accent); }
input[type="range"]::-webkit-slider-thumb { appearance: none; width: 19px; height: 19px; margin-top: -7.5px; border: 3px solid var(--surface); border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 1px var(--accent); }
input[type="range"]::-moz-range-thumb { width: 13px; height: 13px; border: 3px solid var(--surface); border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 1px var(--accent); }
.range-ends { display: flex; justify-content: space-between; font-size: .75rem; color: var(--subtle); }
.result-card { display: flex; flex-direction: column; background: var(--surface-2); border: 1px solid var(--line); padding: 32px; border-radius: 12px; }
.result-eyebrow { font-size: .75rem; font-weight: 600; letter-spacing: .08em; color: var(--muted); }
.big-result { color: var(--accent); font: 500 clamp(2.75rem, 4.4vw, 4.25rem)/1.2 var(--display); letter-spacing: -.065em; font-variant-numeric: tabular-nums; margin-top: 13px; }
.result-card>p { color: var(--muted); font-size: 1rem; line-height: 1.75; margin-top: 17px; }
.coverage-track { display: flex; height: 10px; border-radius: 8px; background: var(--line); overflow: hidden; margin-top: 24px; }
.coverage-track span { display: block; height: 100%; transition: width .2s ease; }
#existing-bar { width: 60%; background: var(--accent); }
#savings-bar { width: 20%; background: var(--secondary); }
.track-legend { display: flex; gap: 13px; flex-wrap: wrap; margin-top: 11px; font-size: .75rem; color: var(--muted); }
.track-legend>span { display: inline-flex; align-items: center; gap: 6px; }
.track-legend i { width: 7px; height: 7px; background: var(--accent); border-radius: 2px; }
.track-legend>span:nth-child(2) i { background: var(--secondary); }
.track-legend>span:nth-child(3) i { background: var(--subtle); }
.result-takeaway { border-top: 1px solid var(--line); padding-top: 21px; margin-top: 25px; margin-bottom: 26px; }
.result-takeaway>span { font-size: .75rem; color: var(--accent); letter-spacing: .09em; font-weight: 600; }
.result-takeaway p { margin-top: 9px; font-size: .875rem; color: var(--muted); line-height: 1.8; }
.model-note { color: var(--subtle); font-size: .8125rem; line-height: 1.8; border-top: 1px solid var(--line); padding-top: 22px; margin-top: 32px; }
.explorer-bottom { display: flex; justify-content: space-between; align-items: center; gap: 20px; border-top: 1px solid var(--line); padding: 21px 38px; }
.explorer-bottom p { font-size: .875rem; color: var(--muted); }
.explorer-bottom button { color: var(--accent); min-height: 44px; }
.panel-copy>.control-label { color: var(--text); font-size: .875rem; margin-top: 29px; }
.scenario-buttons { display: flex; gap: 9px; margin-top: 14px; flex-wrap: wrap; }
.scenario-buttons button { background: transparent; padding: 11px 15px; border: 1px solid var(--line); border-radius: 7px; font-size: .875rem; min-height: 44px; }
.scenario-buttons button[aria-pressed="true"] { color: var(--accent-ink); border-color: var(--accent); background: var(--accent); }
.assumptions { margin-top: 28px; border-left: 2px solid var(--line); padding-left: 17px; }
.assumptions>span { font-size: .75rem; color: var(--subtle); letter-spacing: .09em; }
.assumptions p { font-size: .9375rem; margin-top: 7px; }
.assumptions small { display: block; color: var(--subtle); font-size: .8125rem; margin-top: 6px; }
.result-card .result-subtitle { margin-top: 3px; font-size: .875rem; }
.credit-comparison { margin-top: 23px; display: grid; gap: 8px; }
.credit-comparison>div { display: flex; justify-content: space-between; gap: 15px; padding-block: 9px; border-bottom: 1px solid var(--line); font-size: .875rem; color: var(--muted); }
.credit-comparison strong { color: var(--text); font-weight: 550; }
.annuity-steps { display: grid; gap: 10px; margin-top: 25px; }
.annuity-steps button { display: flex; align-items: center; gap: 18px; background: transparent; border: 1px solid var(--line); border-radius: 8px; padding: 16px; text-align: left; }
.annuity-steps button>span { color: var(--subtle); font-size: .875rem; }
.annuity-steps button[aria-pressed="true"] { background: var(--accent-soft); border-color: var(--accent); }
.annuity-steps button[aria-pressed="true"]>span { color: var(--accent); }
.annuity-steps strong { display: block; font-size: .9375rem; font-weight: 500; }
.annuity-steps small { display: block; font-size: .8125rem; color: var(--subtle); margin-top: 3px; }
.timeline-graphic { display: flex; align-items: center; margin-block: 36px; }
.timeline-graphic span { display: grid; place-items: center; width: 52px; height: 52px; border: 1px solid var(--line); border-radius: 50%; color: var(--subtle); font: 500 1rem var(--display); flex-shrink: 0; }
.timeline-graphic span.active { border-color: var(--accent); color: var(--accent); background: var(--accent-soft); }
.timeline-graphic i { height: 1px; flex: 1; background: var(--line); }
.timeline-graphic i.active { background: var(--accent); }
.annuity-stage-content h4 { font-size: 1.7rem; line-height: 1.3; letter-spacing: -.03em; margin-bottom: 14px; }
.annuity-stage-content p { font-size: 1rem; color: var(--muted); line-height: 1.8; }
.annuity-stage-content { min-height: 205px; }

.perspective-section { padding: 88px 0; border-block: 1px solid var(--line); background: var(--surface); }
.perspective-grid { display: grid; grid-template-columns: 1.2fr 1fr; gap: 90px; align-items: center; }
.perspective-grid h2 { font-size: clamp(2rem, 3vw, 2.85rem); }
.perspective-grid>div>p:not(.eyebrow) { font-size: 1rem; color: var(--muted); margin-bottom: 19px; line-height: 1.85; }
.small-note { display: block; font-size: .8125rem; line-height: 1.8; color: var(--subtle); }
.perspective-grid .text-link { margin-top: 21px; color: var(--accent); }
.service-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.service-card { display: flex; flex-direction: column; padding: 36px; border: 1px solid var(--line); border-radius: 12px; background: var(--surface); transition: border-color .2s; }
.service-card:hover { border-color: var(--subtle); }
.veteran-card { background: linear-gradient(135deg, var(--accent-soft), var(--surface) 75%); }
.service-top { display: flex; justify-content: space-between; align-items: center; gap: 18px; margin-bottom: 26px; color: var(--accent); }
.service-top>span { font-size: .75rem; line-height: 1.6; letter-spacing: .1em; }
.service-top svg { width: 29px; height: 29px; flex-shrink: 0; }
.service-card h3 { font-size: 1.85rem; line-height: 1.3; letter-spacing: -.04em; margin-bottom: 21px; }
.service-card>p:not(.service-note) { color: var(--muted); font-size: 1rem; line-height: 1.85; }
.service-card ul { display: grid; gap: 9px; list-style: none; padding: 0; margin: 23px 0; font-size: .9375rem; }
.service-card li { display: flex; gap: 12px; align-items: baseline; }
.service-card li:before { content: '✓'; color: var(--accent); font-size: .8125rem; }
.service-note { margin-bottom: 27px; padding-top: 17px; border-top: 1px solid var(--line); font-size: .8125rem; color: var(--subtle); line-height: 1.8; }
.service-card .text-link { align-self: flex-start; margin-top: auto; color: var(--accent); }
.about-section { padding: 90px 0; background: var(--surface); border-block: 1px solid var(--line); }
.about-grid { display: grid; grid-template-columns: .85fr 1.25fr; gap: 100px; align-items: center; }
.portrait-card { max-width: 425px; }
.portrait-frame { position: relative; height: 390px; background: linear-gradient(140deg, var(--raised), var(--surface)); border-radius: 14px 14px 0 0; border: 1px solid var(--line); padding: 24px; }
.portrait-frame>img { width: 100%; height: 100%; border-radius: 8px; object-fit: cover; object-position: center 20%; filter: saturate(.9) contrast(1.03); }
.portrait-placeholder { height: 100%; display: flex; flex-direction: column; justify-content: center; align-items: center; border: 1px dashed var(--line); }
.portrait-placeholder>span { font: 7.5rem/1 Georgia, serif; letter-spacing: -.08em; color: var(--subtle); opacity: .35; }
.portrait-placeholder p { font-size: .75rem; letter-spacing: .14em; color: var(--subtle); margin-top: 25px; }
.portrait-caption { background: var(--surface-2); border: 1px solid var(--line); border-top: 0; border-radius: 0 0 14px 14px; padding: 23px 25px; }
.portrait-caption strong { display: block; font: 550 1.0625rem/1.5 var(--display); }
.portrait-caption span { display: block; font-size: .8125rem; color: var(--muted); margin-top: 5px; }
.about-copy h2 { margin-bottom: 26px; }
.about-copy>p:not(.eyebrow) { color: var(--muted); margin-bottom: 20px; font-size: 1rem; line-height: 1.85; }
.about-copy .about-intro { font-size: 1.2rem !important; color: var(--text) !important; }
.signature { font: italic 2.75rem Georgia, serif; color: var(--accent); margin-bottom: 25px; }
.process-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; list-style: none; padding: 0; margin: 0; }
.process-grid li { border-top: 1px solid var(--line); padding-top: 24px; }
.process-grid li>span { font-size: .875rem; color: var(--accent); }
.process-grid h3 { font-size: 1.4rem; line-height: 1.4; letter-spacing: -.025em; margin-top: 21px; margin-bottom: 13px; }
.process-grid p { font-size: 1rem; color: var(--muted); line-height: 1.85; }
.faq-section { padding: 90px 0 105px; border-block: 1px solid var(--line); background: var(--surface); }
.faq-grid { display: grid; grid-template-columns: .8fr 1.45fr; gap: 90px; }
.faq-grid>div>p:not(.eyebrow) { margin-top: 24px; margin-bottom: 25px; color: var(--muted); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list details:first-child { border-top: 1px solid var(--line); }
.faq-list summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; list-style: none; padding: 24px 0; font-size: 1rem; font-weight: 500; cursor: pointer; line-height: 1.6; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary>span { flex-shrink: 0; font: 1.5rem/1 var(--sans); color: var(--accent); transition: transform .2s; }
.faq-list details[open] summary>span { transform: rotate(45deg); }
.faq-list details>div { color: var(--muted); padding: 0 28px 25px 0; font-size: 1rem; line-height: 1.85; }

.booking-section { padding: 105px 0 97px; position: relative; overflow: hidden; isolation: isolate; text-align: center; }
.booking-ambient { top: -200px; left: calc(50% - 390px); background: radial-gradient(ellipse at center, #3675544f 0, transparent 65%); }
.booking-inner { max-width: 970px; }
.booking-section .eyebrow { justify-content: center; }
.booking-section h2 { font-size: clamp(2.8rem, 5vw, 4.65rem); }
.booking-section p:not(.eyebrow) { font-size: 1.125rem; color: var(--muted); margin-top: 25px; }
.booking-section .button { margin-top: 30px; }
.booking-meta { display: flex; justify-content: center; flex-wrap: wrap; gap: 18px; margin-top: 24px; font-size: .875rem; color: var(--muted); }
.booking-meta span+span { border-left: 1px solid var(--line); padding-left: 18px; }
.booking-phone { display: inline-block; font-size: .875rem; color: var(--muted); margin-top: 20px; border-bottom: 1px solid var(--line); padding-bottom: 3px; }
.site-footer { padding: 46px 0 28px; border-top: 1px solid var(--line); background: var(--surface); }
.footer-top { display: flex; align-items: center; justify-content: space-between; gap: 28px; padding-bottom: 34px; border-bottom: 1px solid var(--line); }
.footer-contact { display: grid; font-size: .875rem; gap: 5px; color: var(--muted); }
.footer-contact a:hover { color: var(--accent); }
.footer-disclosure { margin-top: 29px; }
.footer-disclosure p { color: var(--subtle); font-size: .8125rem; line-height: 1.85; margin-bottom: 13px; }
.privacy { margin-top: 23px; border-block: 1px solid var(--line); padding-block: 15px; }
.privacy summary { cursor: pointer; font-size: .875rem; color: var(--muted); }
.privacy>div { font-size: .8125rem; color: var(--subtle); margin-top: 17px; line-height: 1.85; max-width: 1000px; }
.privacy a { text-decoration: underline; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; font-size: .75rem; color: var(--subtle); padding-top: 24px; }
.mobile-booking { display: none; }
.noscript-note { padding: 20px; background: var(--accent-soft); color: var(--text); text-align: center; font-size: .875rem; }

@keyframes ambient-drift { from { transform: translate(-45px, -25px) scale(.9); opacity: .52; } to { transform: translate(80px, 55px) scale(1.22); opacity: 1; } }
@keyframes grid-glide { from { transform: translateX(-1.5%); } to { transform: translateX(1.5%); } }
@keyframes orbit-spin { to { transform: rotate(360deg); } }
@keyframes family-pan { from { transform: scale(1.025) translate3d(-.6%, 0, 0); } to { transform: scale(1.085) translate3d(1.4%, -.7%, 0); } }
html.motion-paused { scroll-behavior: auto; }
.motion-paused *, .motion-paused *:before, .motion-paused *:after { animation-play-state: paused !important; transition: none !important; }

@media (min-width: 1550px) { .hero-layout { padding-block: 100px; } }
@media (max-width: 1100px) {
  .container { width: calc(100% - 64px); }
  .header-inner { gap: 24px; }
  .site-header nav { gap: 18px; }
  .header-actions { gap: 10px; }
  .hero-layout { gap: 35px; padding-block: 75px; }
  h1 { font-size: 5.25rem; }
  .family-frame { height: 465px; }
  .hero-visual { padding-left: 15px; }
  .visual-note { left: -8px; }
  .visual-caption { right: -16px; letter-spacing: .06em; }
  .section-heading { gap: 45px; }
  .panel-grid { gap: 32px; grid-template-columns: 1fr 1fr; }
  .product-panel { padding: 30px; }
  .result-card { padding: 25px; }
  .perspective-grid, .about-grid, .faq-grid { gap: 55px; }
  .service-card { padding: 30px; }
}
@media (max-width: 900px) {
  .site-header nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: var(--surface); padding: 18px 32px 25px; border-bottom: 1px solid var(--line); flex-direction: column; gap: 2px; align-items: stretch; }
  .site-header nav.open { display: flex; }
  .site-header nav a { font-size: 1rem; padding: 12px 0; }
  .header-actions { margin-left: auto; }
  .menu-toggle { display: flex; flex-direction: column; justify-content: center; gap: 5px; }
  .menu-toggle span { width: 21px; height: 1px; background: var(--text); }
  .header-inner { height: 80px; }
  .hero-layout { grid-template-columns: 1.15fr 1fr; gap: 22px; }
  h1 { font-size: 4.5rem; }
  .hero-description { font-size: 1rem; }
  .hero-actions { gap: 19px; }
  .hero-actions .button { padding: 14px 20px; font-size: .9375rem; }
  .family-frame { height: 435px; border-radius: 110px 110px 18px 18px; }
  .family-frame figcaption { left: 25px; bottom: 95px; }
  .family-frame figcaption p { font-size: 2.2rem; }
  .family-frame figcaption>span { font-size: .75rem; }
  .visual-note { padding: 19px; max-width: 280px; bottom: 8px; }
  .visual-note strong { font-size: 1rem; }
  .visual-note div>span { font-size: .75rem; }
  .note-mark { font-size: 2.5rem; }
  .visual-caption { display: none; }
  .hero-topics { gap: 12px; font-size: .8125rem; }
  .hero-topics span+span { padding-left: 12px; }
  .principle-grid>div { padding-inline: 18px; gap: 12px; }
  .principle-grid p { font-size: .875rem; }
  .section { padding: 85px 0; }
  .section-heading { gap: 35px; grid-template-columns: 1.3fr 1fr; }
  .panel-grid { gap: 27px; }
  .product-panel { padding: 27px; }
  .result-card { padding: 23px; }
  .panel-copy h3 { font-size: 1.8rem; }
  .panel-copy>p, .result-card>p { font-size: 1rem; }
  .result-eyebrow { font-size: .75rem; }
  .big-result { font-size: 3.25rem; }
  .scenario-buttons { gap: 7px; }
  .scenario-buttons button { padding: 10px 12px; }
  .perspective-grid { gap: 40px; }
  .service-card { padding: 27px; }
  .service-card h3 { font-size: 1.65rem; }
  .about-grid { grid-template-columns: .85fr 1.15fr; gap: 45px; }
  .portrait-frame { height: 365px; }
  .portrait-caption { padding: 20px; }
  .process-grid { gap: 28px; }
  .faq-grid { gap: 50px; grid-template-columns: .8fr 1.5fr; }
}
@media (max-width: 740px) {
  .container { width: calc(100% - 44px); }
  .hero-layout { grid-template-columns: 1fr; gap: 55px; padding-top: 57px; padding-bottom: 55px; }
  .hero-copy { max-width: 580px; }
  h1 { font-size: clamp(3.75rem, 10.8vw, 5.4rem); }
  .hero-description { max-width: 500px; font-size: 1.0625rem; margin-top: 26px; }
  .hero-actions { gap: 25px; }
  .hero-actions .button { font-size: 1rem; }
  .hero-topics { margin-top: 28px; font-size: .875rem; }
  .hero-visual { width: min(440px, 100%); margin-inline: auto; padding: 0 0 36px 30px; }
  .family-frame { height: 390px; border-radius: 140px 140px 18px 18px; }
  .family-frame img { object-position: center 50%; }
  .family-frame figcaption { bottom: 58px; left: 32px; }
  .family-frame figcaption p { font-size: 2.3rem; }
  .visual-note { bottom: 0; left: 0; }
  .orbit { width: 440px; height: 440px; left: -20px; top: -20px; }
  .orbit-two { width: 490px; height: 490px; left: -43px; top: -44px; }
  .hero-base { font-size: .8125rem; }
  .principle-grid { grid-template-columns: 1fr; padding-block: 8px; }
  .principle-grid>div, .principle-grid>div:first-child, .principle-grid>div:last-child { padding: 20px 0; border-right: 0; border-bottom: 1px solid var(--line); gap: 17px; }
  .principle-grid>div:last-child { border-bottom: 0; }
  .principle-grid strong { display: inline; margin-right: 10px; }
  .principle-grid p { font-size: .875rem; }
  .section { padding: 74px 0; }
  .section-heading { display: block; margin-bottom: 35px; }
  .section-heading>p { margin: 22px 0 0; max-width: 530px; }
  h2 { font-size: clamp(2.1rem, 6.5vw, 2.75rem); }
  .explorer-top { padding: 20px; }
  .explorer-title { font-size: .75rem; letter-spacing: .07em; }
  .explorer-progress { font-size: .75rem; }
  .progress-marks { display: none; }
  .product-tabs { padding: 0 14px; }
  .product-tabs button { padding: 20px 7px; font-size: .875rem; }
  .product-tabs button span { display: block; margin: 0 0 4px; font-size: .75rem; }
  .product-panel { padding: 25px 21px; }
  .panel-grid { grid-template-columns: 1fr; gap: 30px; }
  .panel-copy h3 { font-size: 1.95rem; }
  .result-card { padding: 26px; }
  .big-result { font-size: 3.65rem; }
  .result-takeaway p { font-size: .9375rem; }
  .range-control { margin-top: 24px; }
  .range-control label { font-size: .9375rem; }
  .range-control output { font-size: 1.125rem; }
  .model-note { margin-top: 25px; font-size: .8125rem; }
  .explorer-bottom { align-items: flex-start; padding: 20px 22px; gap: 20px; }
  .explorer-bottom p { max-width: 210px; font-size: .8125rem; }
  .explorer-bottom .text-button { font-size: .875rem; min-width: 105px; text-align: right; }
  .annuity-stage-content { min-height: 0; }
  .perspective-section { padding: 68px 0; }
  .perspective-grid { grid-template-columns: 1fr; gap: 30px; }
  .perspective-grid h2 { font-size: 2.2rem; }
  .service-grid { grid-template-columns: 1fr; gap: 20px; }
  .service-card { padding: 29px; }
  .service-card h3 { font-size: 1.9rem; }
  .about-section { padding: 70px 0; }
  .about-grid { grid-template-columns: 1fr; gap: 44px; }
  .portrait-card { max-width: 420px; width: 100%; margin-inline: auto; }
  .portrait-frame { height: 350px; }
  .about-copy { max-width: 540px; }
  .process-grid { grid-template-columns: 1fr; gap: 27px; }
  .process-grid li { display: grid; grid-template-columns: 30px 1fr; column-gap: 18px; padding-top: 25px; }
  .process-grid li>span { grid-row: span 2; padding-top: 4px; }
  .process-grid h3 { margin: 0 0 12px; }
  .process-grid p { grid-column: 2; }
  .faq-section { padding: 70px 0; }
  .faq-grid { grid-template-columns: 1fr; gap: 38px; }
  .faq-grid h2 br { display: none; }
  .faq-list summary { font-size: .9375rem; padding-block: 23px; }
  .booking-section { padding: 75px 0 70px; }
  .booking-section h2 { font-size: 3rem; }
  .booking-section .eyebrow { font-size: .75rem; letter-spacing: .09em; }
  .booking-meta { font-size: .8125rem; gap: 12px; }
  .booking-meta span+span { padding-left: 12px; }
  .footer-top { display: block; }
  .footer-contact { margin-block: 26px 23px; }
  .site-footer { padding-bottom: 118px; }
  .mobile-booking { display: block; position: fixed; bottom: 0; left: 0; right: 0; padding: 12px 20px calc(12px + env(safe-area-inset-bottom)); background: var(--header); backdrop-filter: blur(12px); border-top: 1px solid var(--line); z-index: 40; }
  .mobile-booking .button { width: 100%; min-height: 48px; padding-block: 12px; font-size: .9375rem; }
}
@media (max-width: 420px) {
  .container { width: calc(100% - 36px); }
  .header-inner { gap: 14px; height: 76px; }
  .brand { gap: 10px; }
  .brand-name { font-size: .9375rem; letter-spacing: .16em; }
  .brand-name>span { font-size: .75rem; }
  .monogram { width: 41px; height: 41px; }
  .header-book { display: none; }
  .header-actions { gap: 8px; }
  h1 { font-size: 3.65rem; }
  .hero .eyebrow { letter-spacing: .09em; font-size: .75rem; }
  .hero-actions { gap: 20px; }
  .hero-actions .button { padding-inline: 20px; }
  .hero-topics { gap: 10px; font-size: .8125rem; }
  .hero-topics span+span { padding-left: 10px; }
  .hero-base>span { max-width: 155px; }
  .motion-toggle { font-size: .8125rem; }
  .principle-grid strong { display: block; }
  .explorer-top { padding-inline: 16px; gap: 12px; }
  .explorer-title { letter-spacing: .015em; }
  .explorer-title .small-square { display: none; }
  .product-panel { padding-inline: 17px; }
  .panel-copy h3 { font-size: 1.8rem; }
  .range-control label { max-width: 180px; font-size: .875rem; }
  .range-control output { font-size: 1rem; }
  .result-card { padding: 22px; }
  .big-result { font-size: 3.25rem; }
  .explorer-bottom { padding-inline: 18px; }
  .service-card { padding: 25px; }
  .service-card h3 { font-size: 1.75rem; }
  .service-top>span { letter-spacing: .045em; }
  .booking-section h2 { font-size: 2.55rem; }
  .booking-meta { gap: 10px; }
  .booking-meta span+span { padding-left: 10px; }
  .booking-meta span:last-child { flex-basis: 100%; padding: 0; border: 0; }
  .footer-bottom { flex-direction: column; gap: 8px; }
}
@media (max-width: 360px) {
  .brand-name>span { display: none; }
  .header-inner { gap: 10px; }
  h1 { font-size: 3.35rem; }
  .product-tabs button { font-size: .875rem; }
  .hero-topics { font-size: .8125rem; gap: 8px; }
  .hero-topics span+span { padding-left: 8px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *:before, *:after { animation: none !important; transition: none !important; }
}
@media (prefers-contrast: more) {
  :root { --muted: #e1e8e6; --subtle: #cfdbd6; --line: #657c73; }
  html[data-theme="light"] { --muted: #1b342b; --subtle: #254238; --line: #637e71; }
  .ambient, .orbit, .hero-grid-lines { display: none; }
}